ONLINE AUTO INSURANCE QUOTES ARE AVAILABLE AT THIS TIME. IF YOU PREFER, WE WOULD LOVE TO HELP YOU CREATE YOUR PERSONAL PRICE PLAN®. PLEASE CONTACT OUR OFFICE DURING REGULAR BUSINESS HOURS.

SPECIAL MESSAGE: Drive Safe & Save® is a discount that puts you in the driver seat. The safer you drive, the more you may be able to save—up to 30%. Text SAVE to 7883 to download the Drive Safe & Save app.

Welcome to the Rich File Agency of State Farm!

My family’s connection to Islip, NY runs deep. In 1968, my father, Hank File, opened his State Farm agency here, beginning what has now become more than 60+ years of service to the Islip, NY community.

I originally opened my own agency in Valley Stream, NY, and in 1992, I relocated to Islip, NY, continuing our family’s longstanding presence and commitment to this area.

Every family and business has unique insurance and financial service needs.

My team and I bring a combined 80+ years of experience to helping customers prepare for the unexpected while protecting what matters most. We are relationship‐oriented, family‐focused, and committed to simplifying a complex insurance world. We believe life is far more complicated than a 15‐minute phone call and deserves thoughtful attention.

There are no 800 numbers here—we take the time to know you and remember your name!

A little more about me: I graduated from the University of Delaware and spent 12 years in Commercial Finance before beginning my career with State Farm in Valley Stream, Nassau County, New York. In 1992, I moved the agency to Islip, NY, into the office building our family built in 1986. Our office remains in Islip, NY, directly across from Islip Town Hall, and continues to serve customers throughout New York State, from Buffalo, NY to Montauk, NY. We proudly assist customers across Suffolk County, NY and Nassau County, NY, including Bay Shore, NY, West Islip, NY, Islip Terrace, NY, East Islip, NY, Great River, NY, Oakdale, NY, Central Islip, NY, Bohemia, NY, Hauppauge, NY, Nesconset, NY, Babylon, NY, Sayville, NY, Patchogue, NY, Kings Park, NY, Brentwood, NY, Smithtown, NY, and St. James, NY.

Our office helps with Auto Insurance, Homeowners Insurance, Life Insurance, and Renters Insurance, offering guidance for everyday driving, protecting your home, and preparing for the people who depend on you.

Stop in or call to set an appointment and start a conversation with our Islip, NY office!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Rich is proud to serve the Islip community.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Serving Islip and the surrounding area, Rich can help answer your questions.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Have questions? Rich in Islip can walk you through your options.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Rich works with Islip residents to find coverage that fits.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. For personalized coverage in Islip, NY, reach out to Rich.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Connect with Rich for insurance guidance in Islip.